Providing clear financial vision to both private and corporate clients. Call us to make an appointment 01543 410 512
You might have already thought about how you would like to spend your retirement, but have you thought about how you’re going to fund it? We are generally living longer, and living in retirement for 20 or 30 years is no longer unusual. The change to the state pension mean that we are going to have to pay for our own retirement. If you want to have a good income in retirement you will need a large amount in savings to fund this. Our pensions before retirement advice will help you achieve this.
Our pensions before retirement services
If you want to start a new pension, we will search the market to find the best pension product for you. Generous tax reliefs mean that a pension may be a good way of saving for your retirement. For all savings the biggest difference is made by investing for as long as possible, so we always advise you start saving as soon as you can.
We can also review existing pension schemes. Many older schemes have limited investment options, and many still have charges that are far higher than necessary. We will always check that there are no special benefits that you would lose if you move a scheme.
Many people have pensions that they are not getting advice on. This has been accelerated following regulatory changes a few years ago after which many providers, especially banks, stopped advising. The same applies for stranded occupational pension schemes, which can quickly accumulate on changing jobs.
We offer all of our pension clients an annual review, so if your circumstances change, you can adjust the amount you put into your pension.
Get in touch
Let us check if you have the best pensions before retirement. To book an appointment contact us on 01543 410512.
We do not ask for a fee for an initial meeting, where we can meet to check whether we can offer what you need. Any business that we conduct on your behalf will be subject to a fee. We will always advise you of the fee up front before we start any work for you.
We have a FREE guide which covers the 4 questions to ask before you consider accessing your pension. You can download the guide here.
You can also read our blog posts on pensions: