Providing clear financial vision to both private and corporate clients. Call us to make an appointment 01543 410 512
In April 2015 major changes were announced to pensions. These new freedoms mean that what was already quite a complicated area has become even more so. As a pensions specialist we can help make the pensions at retirement situation clearer.
Our pensions at retirement service
Annuities should be the first option you consider at retirement. It is important to look at different providers, as a higher income can be obtained just from picking the right company. Our advisers will review the market and advise you on your annuity options.
Large enhancements can be obtained for people who smoke, or for those in ill health, and often for relatively minor illnesses. It is very important to select the correct options at the outset with annuities, as you cannot generally change them at a later date. We have a lot of experience in this field, and can cover all of your choices with you.
When considering pensions at retirement, you might wish alternatively to look at other products, particularly if you have a larger fund or you wish to draw your pension fund in stages, or you wish to pass your pension on after your death.
Some pension providers are choosing not to offer the new pension freedoms. We can help, by potentially arranging a transfer for a new scheme which allows for the new rules.
We can also discuss your occupational schemes. Taking the offering from the scheme may not be in your best interests, and the value of such schemes is normally greatly underestimated.
Get in touch
Let us check if you have the best pensions at retirement. To book an appointment contact us on 01543 410512.
We do not ask for a fee for an initial meeting, where we can meet to check whether we can offer what you need. Any business that we conduct on your behalf will be subject to a fee. We will always advise you of the fee up front before we start any work for you.
You can also read our blog posts on pensions:
